For private clients a referral is not required. However, some private health insurers may offer rebates for psychological services. We recommend:
you check to see if you are covered by ancillary benefits insurance (the extras table)
the psychologist you see needs to be approved by your health fund. Check your heath fund for level of cover of services provided by a Generalist Registered Psychologist.
check if your health fund is one that requires a medical referral.
You must decide if you wish to claim through Medicare OR your Private Health Fund.